If you’re trying to save on gas, you’ve likely come across two common options: fuel rewards programs and cashback apps. Both offer savings at the pump—but the way they work (and how fast you see the results) can be very different. In this breakdown, we’ll compare loyalty-based fuel rewards with cashback programs and show why Fluz offers one of the most flexible, instant, and rewarding ways to cut down your fuel costs.

1. What Are Fuel Rewards Programs?

Fuel rewards programs typically partner with gas station chains to offer discounts per gallon after a certain amount of spending. Examples include:

• Shell Fuel Rewards

• BPme Rewards

• Kroger Fuel Points

How They Work:

• You earn points or cents-per-gallon discounts by spending money at participating retailers or using linked cards.

• Savings are often capped (e.g., 10–20 cents per gallon).

• Rewards may expire if not used in time.

Limitations:

• Points take time to accumulate.

• Redemption is limited to specific stations.

• Can’t always be stacked with other offers.

2. How Fluz Cashback Works

Fluz is a cashback app that allows you to purchase digital gift cards for fuel and related expenses—and get instant cashback for doing it.

How It Works:

• Search for a participating merchant in the Fluz app (e.g., 76 Gas, Advance Auto Parts, CVS).

• Buy a gift card for the amount you plan to spend.

• Use it immediately at the pump or in-store.

• Earn cashback instantly—typically 1.5% to 5%, depending on the merchant.

Benefits:

• Instant savings at the time of purchase.

• Works across dozens of merchants, not just gas.

• Stackable with fuel station loyalty programs and credit card rewards.

3. Side-by-Side Comparison Table

4. Real-Life Example: A Month of Savings

Let’s say you spend $300/month on fuel and car maintenance:

• Fuel Rewards Program: Earns you $0.10 off per gallon at 15 gallons = $1.50 savings

• Fluz (3% average cashback): $300 × 3% = $9 savings, instantly added to your wallet

Add in other Fluz merchants like Walmart, Starbucks, or Ulta Beauty, and your savings go even further, fueling other areas of your budget—literally.

5. Who Wins? Fluz, for Flexibility and Speed

While fuel rewards programs are a decent option for loyal, single-brand drivers, Fluz shines for drivers who value flexibility, immediate results, and broader savings potential. It’s especially effective for anyone using vehicle-related services like Commute Link, UrbanSwift, or travel services such as Dreamline Vacations.

Fuel rewards are great if you’re loyal to a single station. But if you want real flexibility and the ability to stack savings across categories—gas, groceries, auto parts, and more—Fluz is the better long-term play. You don’t have to wait for points, and you’re not locked into one brand.

Ready to fuel smarter? Start earning instantly by downloading Fluz.